Description
Course Overview
The Certificate IV in Finance and Mortgage Broking (FNS40821) is your gateway to the dynamic world of finance, credit, and mortgage broking. Whether your goal is to step into automotive F&I or launch a career as a mortgage broker, this course gives you the national accreditation and industry-ready skills to succeed.
Target Audience
This course is ideal for:
- F&I staff in dealerships seeking to formalise their finance expertise
- Sales or administrative professionals seeking to move into finance roles
- Aspiring mortgage brokers or lending consultants
- Broker support personnel transitioning into advisory work
- Banking or credit professionals seeking formal recognition of their skills
Learning Outcomes
On successful completion of this course, you will be able to:
- Identify client finance needs and present tailored loan solutions
- Prepare and submit compliant loan applications
- Understand and apply ASIC, NCCP, and related regulatory frameworks
- Deliver professional customer engagement and handle complaints
- Manage personal priorities, workflow, and ongoing professional development
- Apply financial product knowledge in real-world lending contexts
Career Opportunities
Graduates of the Certificate IV in Finance and Mortgage Broking may work in roles such as:
- Automotive Finance & Insurance (F&I) Manager
(With enhanced qualifications and ASIC compliance) - Finance & Mortgage Broker
- Loan Processor or Credit Admin Officer
- Lending Consultant
(In dealerships, banks, credit unions, or with aggregators) - Broker Support Officer
- Credit Analyst
Course Structure
You’ll complete 12 units:
7 Core Units + 5 Elective Units
Core Units
- FNSFMB412 – Identify client needs and present broking options
- FNSFMB411 – Prepare loan applications
- FNSINC412 – Apply and maintain knowledge of financial products
- FNSINC411 – Conduct work according to professional practices
- FNSCUS511 – Develop and maintain professional relationships
- FNSFMK515 – Comply with financial services regulations
- BSBPEF501 – Manage personal and professional development
Elective Units
- FNSACC323 – Perform financial calculations
- FNSASIC311 – Establish client relationship and analyse needs
- FNSCUS403 – Deliver a professional service to customers
- BSBPEF402 – Develop personal work priorities
- BSBOPS305 – Process customer complaints
Delivery Mode & Support
- Online via a flexible online learning platform (24/7 access via tablet/computer/phone)
- Support provided – Online and over the phone
- Assessment team and Industry experts available
- Course and study instructions provided
Prerequisites
- Successful completion of a Language, Literacy & Numeracy (LLN) assessment
Assessment Methods & RPL
- Exams/Knowledge checks, quizzes, short-answer and scenario-based assessments
- Final assessments for each unit
- Verbal assessments via phone as needed conducted by RTO-accredited assessment team
- Recognition of Prior Learning (RPL) available via accredited assessment processes
Certification & Outcome
- Students who complete all required units will receive a Certificate of Qualification and
- Student Academic Record
Course Duration
- Up to two years
Course Fee
- $1,750 (no GST)
- $2750 (no GST) – Traineeship
- Payment terms: The course fee is $1,750 (no GST). For individuals, the initial payment of $1,500 is due upon enrolment. The remaining amount will be invoiced upon booking the final assessment.
- For Traineeships payment is required in full upon enrolment of the student and will be invoiced to the business or trainee directly.
For full details, please contact 1300 807 177 or training@fusionbusinesscollege.com




