Certificate IV in Finance and Mortgage Broking FNS40821

$1,750.00

Course Overview

Become a trusted finance professional in Australia’s credit and lending industry. The Certificate IV in Finance and Mortgage Broking (FNS40821) equips you with the knowledge and practical skills to operate ethically, confidently, and compliantly. You’ll develop expertise in financial products, compliance frameworks, customer engagement, and loan processing.

Designed for use in both dealership F&I settings and independent finance environments, this qualification prepares you for real-world finance roles with national recognition.

Welcome to the Fusion Business College Pre-Enrolment Review

Before officially enrolling in this nationally accredited course, we want to ensure you’re well-prepared and confident about your studies. During this short review you will:

  • Confirm you’ve received key course information such as fees, duration, and support services
  • Tell us about your technology access and skills so we can support you effectively
  • Share your goals and reasons for enrolling to help us tailor support
  • Complete a brief student declaration for administrative purposes

This review takes about 10–15 minutes. Need help? Call us on 1300 807 177 — we’re here to assist!

Click here to START

Next Steps:

  1. Complete the Pre-Enrolment Review form
  2. You will be invited to complete a Language, Literacy & Numeracy (LLN) assessment
  3. After passing the LLN, you’ll receive payment instructions and your enrolment confirmation

All queries and support are available via support@fusionbusinesscollege.com or 1300 807 177

 

Description

Course Overview

The Certificate IV in Finance and Mortgage Broking (FNS40821) is your gateway to the dynamic world of finance, credit, and mortgage broking. Whether your goal is to step into automotive F&I or launch a career as a mortgage broker, this course gives you the national accreditation and industry-ready skills to succeed.

Target Audience

This course is ideal for:

  • F&I staff in dealerships seeking to formalise their finance expertise
  • Sales or administrative professionals seeking to move into finance roles
  • Aspiring mortgage brokers or lending consultants
  • Broker support personnel transitioning into advisory work
  • Banking or credit professionals seeking formal recognition of their skills

Learning Outcomes

On successful completion of this course, you will be able to:

  • Identify client finance needs and present tailored loan solutions
  • Prepare and submit compliant loan applications
  • Understand and apply ASIC, NCCP, and related regulatory frameworks
  • Deliver professional customer engagement and handle complaints
  • Manage personal priorities, workflow, and ongoing professional development
  • Apply financial product knowledge in real-world lending contexts

 

Career Opportunities

Graduates of the Certificate IV in Finance and Mortgage Broking may work in roles such as:

  • Automotive Finance & Insurance (F&I) Manager
    (With enhanced qualifications and ASIC compliance)
  • Finance & Mortgage Broker
  • Loan Processor or Credit Admin Officer
  • Lending Consultant
    (In dealerships, banks, credit unions, or with aggregators)
  • Broker Support Officer
  • Credit Analyst

 

 

Course Structure

You’ll complete 12 units:
7 Core Units + 5 Elective Units

Core Units

  • FNSFMB412 – Identify client needs and present broking options
  • FNSFMB411 – Prepare loan applications
  • FNSINC412 – Apply and maintain knowledge of financial products
  • FNSINC411 – Conduct work according to professional practices
  • FNSCUS511 – Develop and maintain professional relationships
  • FNSFMK515 – Comply with financial services regulations
  • BSBPEF501 – Manage personal and professional development

Elective Units

  • FNSACC323 – Perform financial calculations
  • FNSASIC311 – Establish client relationship and analyse needs
  • FNSCUS403 – Deliver a professional service to customers
  • BSBPEF402 – Develop personal work priorities
  • BSBOPS305 – Process customer complaints

 

Delivery Mode & Support

  • Online via a flexible online learning platform (24/7 access via tablet/computer/phone)
  • Support provided – Online and over the phone
  • Assessment team and Industry experts available
  • Course and study instructions provided

 

Prerequisites

  • Successful completion of a Language, Literacy & Numeracy (LLN) assessment

 

Assessment Methods & RPL

  • Exams/Knowledge checks, quizzes, short-answer and scenario-based assessments
  • Final assessments for each unit
  • Verbal assessments via phone as needed conducted by RTO-accredited assessment team
  • Recognition of Prior Learning (RPL) available via accredited assessment processes

 

Certification & Outcome

  • Students who complete all required units will receive a Certificate of Qualification and
  • Student Academic Record

 

Course Duration

  • Up to two years

 

Course Fee

  • $1,750 (no GST)
  • $2750 (no GST) – Traineeship
  • Payment terms: The course fee is $1,750 (no GST). For individuals, the initial payment of $1,500 is due upon enrolment. The remaining amount will be invoiced upon booking the final assessment.
  • For Traineeships payment is required in full upon enrolment of the student and will be invoiced to the business or trainee directly.

For full details, please contact 1300 807 177 or training@fusionbusinesscollege.com